eLayaway has revolutionized the way layaway works
eLayaway lets you receive your item(s) from Kmart before your first payment is due. No longer do you have to pay off your purchase in full prior to receiving your items.
We make it simple for you:
- Step 1: Apply for the eLayaway payment plan here
- Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today
- Step 3: Start shopping at Kmart and pay with the funds you receive here
- Step 4: Receive and Enjoy your items
- Step 5: Make installment payments until your purchase is paid off
Get started now >>
Kmart has one of the best layaway policies around, they offer layaway in store and also online.
They sometimes have special offers that allow you to start layaway with only $10 down (If that offer is not available, the down payment is $15 or 10% of the purchase, whichever is greater). There is a small service fee added to your total of $5 for the 8-week layaway ($10 for 12-week layaway). For online layaway, you will then have 4 payments to be paid every two weeks (8 weeks total). When paid in full simply pick up or have your items shipped to you.