Big Lots Layaway

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eLayaway has revolutionized the way layaway works

eLayaway lets you receive your item(s) from Big Lots before your first payment is due. No longer do you have to pay off your purchase in full prior to receiving your items.

We make it simple for you:

  • Step 1: Apply for the eLayaway payment plan here
  • Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today
  • Step 3: Start shopping at Big Lots and pay with the funds you receive here
  • Step 4: Receive and Enjoy your items
  • Step 5: Make installment payments until your purchase is paid off

Get started now >>

Big Lots offers a Layaway Program for furniture and mattresses only!

Big Lots requires a 10% down payment and a $5 service fee to get started.
You will have up to 6 months to make payments.
If you need to cancel, Big Lots charges a $5 fee.
When your ready to pick up your layaway items, simply let Big Lots know two weeks in advance.

Shop Big Lots Now >>

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