You are receiving this e-mail as part of your online account with eLayaway.com. Your membership includes a subscription to eLayaway's™ opt-in e-mail news service. To ensure proper delivery, please add a members@elayaway.com to your e-mail address book.

Start Your Holiday Shopping Now...

Purchase your gifts on layaway at eLayaway.com now and save hundreds of dollars on your holiday shopping costs.

With the Holiday season less than six months away, eLayaway's members are enjoying a distinct advantage over shoppers who wait until late September and October to do their holiday shopping. Many of the Hottest 2008 Gifts are already available online, and the prices have never been better.

In addition to getting a head start on gifts which may not be available later in the year, eLayaway members could potentially save hundreds of dollars by purchasing their holiday gifts at summer prices. As inflation continues to eat away at the American dollar, and rising fuel prices add to shipping costs and overall product prices, eLayaway members who start their Holiday shopping now are avoiding almost certain higher prices expected later in the year.

Additionally, eLayaway members are saving hundreds of dollars by purchasing their gifts through eLayaway, instead of using their credit cards, as the table below demonstrates.

Calculate Your Holiday Shopping Costs eLayaway vs Credit Cards
2008 Holiday Gifts Planned Expenditures	Cost if Purchased Using eLayaway	Cost if Purchased Using a Credit Card*
$500	$509.50	$550.08
$1,000	$1,019	$1,100.16
$2,500	$2,547.50	$2,750.40

*Minimum cost if purchased using a credit card and paid off after one year at 18% interest. Higher purchase costs accrue for credit card balances that continue beyond one year.

eLayaway.
The Smarter, Debt-Free Way to
Pay for the Things You Want Most.

eLayaway Partners with New
e-Commerce Providers

Shoppers can plan on seeing an increasing number of online merchants offering the eLayaway alternative payment option in the coming weeks, due to two new partnerships recently penned with e-commerce providers, Cardinal Commerce and Mercantec.

The partnerships will potentially provide eLayaway members with nearly 37,000 new merchants to shop with.

By integrating with these e-commerce providers, thousands of online merchants can now offer eLayaway to their shoppers simply at the flip of a switch, said eLayaway's president Matt Ryncarz. Best of all, our members can look forward to shopping with these new merchants without incurring any additional debt.

Most of these merchants have offered only credit-based payment options to shoppers in the past. By integrating with eLayaway, these merchants are helping thousands of shoppers celebrate their freedom from credit card debt, said Ryncarz.