JCPenny Layaway


eLayaway has revolutionized the way layaway works

eLayaway lets you receive your item(s) from JCPenny before your first payment is due. No longer do you have to pay off your purchase in full prior to receiving your items.

We make it simple for you:

  • Step 1: Apply for the eLayaway payment plan here
  • Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today
  • Step 3: Start shopping at JCPenny and pay with the funds you receive here
  • Step 4: Receive and Enjoy your items
  • Step 5: Make installment payments until your purchase is paid off

Get started now >>

Some JCPenny stores do offer layaway, you will need to check with your local store. You can use eLayaway to purchase from JCPenny online or if your local store does not offer layaway directly.

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