How it Works
Consumers of all ages, income levels and backgrounds are already using eLayaway™ to be smart, debt-free, and satisfied shoppers. You can too! The eLayaway™ system allows you to buy the products and services that you want by paying for them through manageable monthly or semi-monthly payments that you set. Our intuitive calculator allows you to break down your order’s purchase price over 3 to 12 months. eLayaway™ will automatically deduct the payments from your checking account and you will receive your order once it's paid in full. Let us help you plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!
It's as Simple as...
Register
Sign-Up. It’s quick, easy and FREE! All you need is an active checking account. No credit check required! Click here to register now!
Shop
Search our Merchant Network to find the merchants that offer eLayaway™ or search by category. Our merchants represent over 3 million products and services.
Purchase
Select the items you want and choose eLayaway™ as your payment option. Our payment calculator makes it easy for you to set up your payment terms.
Manage
Payments are automatically deducted from your checking account. Check your balance or adjust your payments online in a secure environment.
Delivery
Receive the product shortly after your last payment. The best part, it’s paid in full...NO DEBT.
