Buckle Layaway


eLayaway has revolutionized the way layaway works

eLayaway lets you receive your item(s) from Buckle before your first payment is due. No longer do you have to pay off your purchase in full prior to receiving your items.

We make it simple for you:

  • Step 1: Apply for the eLayaway payment plan here
  • Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today
  • Step 3: Start shopping at Buckle and pay with the funds you receive here
  • Step 4: Receive and Enjoy your items
  • Step 5: Make installment payments until your purchase is paid off

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Buckle offers an in-store layaway service which allows our guests to reserve merchandise with a required minimum 20% deposit down. Merchandise put on layaway is kept in the guest’s local Buckle store until the balance is paid off in full. A payment plan of every two weeks is suggested, but can be paid sooner; all layaways must be paid in full to the store within 60 days, or the merchandise will be placed back on the sales floor. There are no service fees or interest charges applied to creating or canceling a layaway.

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